1. TERMS AND CONDITIONS

(i) Payment Options:

• * Online Card Payments:
  • Debit Card (Visa,Master Card,Maestro)
  • Credit Card (Visa,Master Card,Maestro)

  As you are aware,Visa and Master Card payments are processed through a secure online payment gateway system. You need not worry about your card information falling into the wrong hands because your bank will authorize the card transaction directly without any information passing through us.In approximately 25-30 seconds (depending on your internet connection) your bank will issue,using the online payment gateway,an authorization code and confirmation of completion of transaction.

• * Internet Banking:

  If you have an account in any bank within India, you can pay your fees / other payments through your bank's net banking options and the amount will be automatically debited to your account. We processes the payments through an online gateway system which enables safe and secure transactions.

2. Privacy Policy:

Thanks for visiting website,and reviewing our privacy policy.

We collect no personal information, like names or addresses, when you visit our website. If you choose to provide that information to us, it is only used to fulfill your request for information.

We do collect some technical information when you visit to make your visit seamless. The section below explains how we handle and collect technical information when you visit our website.

• The Internet domain of your service provider and IP address is an umberthatis automatically assigned to your computer whenever you’re surfing the web) from which you access our website.
• The type of browser (such as Firefox,Netscape, or Internet explorer)and operating system (Windows, Linux) used to access our site.
• The date and time you accessed our site.
• The pages/URLs you have visited and
• If you reached this website from an other website,the address of that referring website.

This information is only used to help us make the site more useful for you.With this data, we learn about the number of visitors to our site and the types of technolog your visitors use.We never track or recordin formation about individual lsand their visits.

3. Products & Services and their Pricing:

Sr.No	Type of Transaction	Fees
1	Credit CardsTransaction Processing Fee (Visa/master)	1.50%oftransactionvalues.
2	Net-Banking processing Fee	Rs.20/-oftransactionvalue
3	Debit CardsTransactionProcessing Fee (Visa/master/Rupay)	0.0%oftransactionvaluebelow Rs.2000/-
4	Wallet/Cash Card Transaction Processing Fee	1.50%oftransactionvalue
5	UPI transaction processing Fee	0.00%oftransactionvaluebelow Rs.2000/-

Terms of Payment:
GST and other tax/taxes if any applicable,will be charge inaddition.

4. Refundand Cancellation Policy:

The Membership Subscription amount is non refundable.
What are the cancellation /amendment charges?
Cancellation and/or amendment of membership subscription amount shall at all times be subject to levies as per the refund policy of SNPWA Assam. Any cancellation/amendment levies shall be borne by you.
Note:Unless expressly state dotherwise,refunds shall be processed only through personal contact with SNPWA Assam or through e-mail.

5. Contact Us:

Sanchar Nigam Pensioners' Welfare Association Assam Circle
Mobile: 9435000234 /9435000731
Email: snpwa_assam@gmail.com